Aubrey Malphurs raises four questions in his article, “Is your Church ‘Money Savvy?’” that I would like to highlight for our church planters to examine:
1) Does our budget support a biblical mission and vision?
This would be a good question to think through at the first stages of preparing a budget. But if you are past this stage it is still one that needs to be answered. Is your budget lined up with God’s mission for your church? If not, then how can you adjust your budget to be more in line with God’s vision for your church?
2) Are there items in our budget that the church should not be funding?
Churches should analyze their budgets at least once a year. During this analysis period it would be good to go line by line on your budget and determine if there are any areas that should not be funded by your church. Another thing to consider during this time: Are there ministries that could be funded by other sources, rather than your general fund (special offerings, donations, etc.)?
3) What is our average per capita annum giving (annual giving/ person)?
The average amount each member of your church is giving on an annual basis is a good indicator of the spiritual health of your congregation (Matthew 6:21).
4) How high are our expectations of our people in terms of giving?
This question ties into the last, if your annual giving is not where it should be, why is that? Are you emphasizing the importance of storing up treasures where neither moth nor rust will destroy them? Or does your congregation have more of an earthly mindset when it comes to how they spend their finances?
I pray these questions spur you on to be wise stewards of God’s finances. If you would like more questions to mull over pertaining to your churches budget I encourage you to read Malphurs’ full article. And as always, please feel free to contact me, Joel Gardner @ (864) 232-8297 with any questions or ways I can serve you dealing with finances.